Pay-Per-Use / Pay-As-You-Drive

Pay-Per-Use and Pay-As-You-Drive solutions allow insurance companies to calculate the insurance premium for drivers on the number of kilometers they drive, or based on their driving behavior and patterns.

ARC Europe helps selected insurance companies to develop these business models. The ARC Telematics Platform is capable of collecting data from relevant telematics devices installed in vehicles under cover. All necessary modules to process and make the relevant data available are part of the solution.

Pay-Per-Use and Pay-As-You-Drive models allow insurance companies to understand their customers’ driving behavior. Insurers can offer tailor made insurance programs which allows them to save money, propose competitive offerings, and build up a relationship of trust and openness with their customers.

Pay-Per-Use & Pay-As-You-Drive

Pay-Per-Use and Pay-As-You-Drive benefits for insurance companies

  • Gain market share through competitive pricing
  • Better management of the risks
  • Reduction of costs
  • Preventive actions to reduce level of risk and potential costs (driving education, ...)
  • Build up a relationship of trust and openness with their customers

Pay-Per-Use and Pay-As-You-Drive benefits for car makers

  • Solutions for car manufacturers captive insurance

Pay-Per-Use and Pay-As-You-Drive benefits for others

  • Deep analysis of the risk for self insured organisations (like leasing companies, ..)